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RatesFixed Rate IRA Share CertificatesRates effective January 27, 2012| Account Type | Minimum Account Balance | Dividend Rate | Annual Percentage Yield | | | 12 Month Term | $1,000 | .65% | .65% |  | | | 24 Month Term | $1,000 | .95% | .95% | | | | 36 Month Term | $1,000 | 1.05% | 1.05% | | | | 48 Month Term | $1,000 | 1.50% | 1.51% | | | | 60 Month Term | $1,000 | 1.80% | 1.81% | | |
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