Privacy Disclosure

Thank you for visiting the Central Maine Federal Credit Union web site. For site security purposes and to ensure that this service remains available to all users, software programs are employed to monitor network traffic to identify unauthorized attempts to upload or change information, or otherwise cause damage.

For site management, information is collected for statistical purposes. Computer software programs are used to create summary statistics, which are used for such purposes as assessing what information is of most interest and least interest. No personal information, such as your name or address, is collected or used for this analysis. We collect no information which would identify you personally.

When you send us personally identifying information, for example, in an electronic mail message containing a question or comment or by filling out a form that e-mails us information, we use this information to fulfill or respond to your requests. We may store these requests to provide us with information for future improvements to our Web site. We may forward your e-mail to other Credit Union employees who are better able to respond to your request. Central Maine Federal Credit Union may also use this information to help us do our work. We do not create individual profiles with the information you provide. Central Maine Federal Credit Union does not sell or transfer personal information obtained via our Web site to third parties, unless required by law.

This web site and the information it contains are presented as a service to our members and the general public. While we have attempted to ensure that the information presented is accurate, errors may nonetheless occur. We assume no reponsibility for any person's reliance on the information presented on this web site for any purpose.

Children's Online Privacy Protection Act (COPPA)
Please click here to view the Privacy Policy for Kirby Kangaroo's link on our web site.

CENTRAL MAINE FEDERAL CREDIT UNION'S PRIVACY NOTICE and DISCLOSURE

Central Maine Federal Credit Union, your member owned financial institution, is committed to providing you with competitive products and services to meet your financial needs and help you reach your goals. We are equally committed to protecting the privacy of our members. Under federal law, we are required to give you this privacy notice. It describes our credit union's privacy policy and practices concerning the personal information we collect and disclose about our members. It also includes information about the parties who receive personal and sometimes nonpublic information from us as we conduct the business of the credit union. These practices are followed by the credit union.
If after reading this notice you have questions, please contact us at:

207-783-1475
or write to:
Vice President, Marketing
Central Maine Federal Credit Union
P.O. Box 1746
Lewiston, ME 04241-1746
Information We Collect About You
We collect nonpublic personal information about you from the following sources:
*Information we receive from you on applications and other forms
*Information about your transactions with us
*Information we receive from a consumer reporting agency
*Information obtained when verifying the information you provide on an application or other forms. This may be obtained by your current or past employers, or from other institutions where you conduct financial transactions.
*Other, as required by law.

Information We Disclose
We do not disclose any nonpublic personal information about our members or former members to anyone, except as permitted by law.

Disclosure of Information to Parties That Provide Service to Us
We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

Disclosure of Information About Former Members
If you terminate your membership with Central Maine Federal Credit Union, we will not share information we have collected about you, except as may be permitted or required by law.

How We Protect Your Information
We restrict access to nonpublic personal information about you to persons who need to know that personal information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with Federal Regulations to guard your nonpublic personal information.

What Members Can Do to Help
Central Maine Federal Credit Union is committed to protecting the privacy of its members. Members can help by following these simple guidelines:
* Protect your account numbers, plastic card numbers, PINs (personal identification numbers) or passwords. Never keep your PIN with your card, which can provide access to accounts if your card is lost or stolen.
* Use caution when disclosing your account numbers, social security numbers, etc. to other persons. If someone calls you explaining the call is on behalf of the credit union and asks for your account number, you should beware. Official credit union staff will have access to your information and will not need to ask for it.
* Keep your information with us current. If your address or phone number changes, please let us know. It is important that we have current information on how to reach you. If we detect potentially fraudulent or unauthorized activity or use of an account, we will attempt to contact you immediately.
* Let us know if you have questions. Please do not hesitate to call us - we are here to serve you!