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InsuranceYou know you should have a comprehensive, cost-effective network of coverage, but what you need and how much can be confusing.
Most people need to be concerned with insuring four areas: their possessions, their life, their health and their finances.
Homeowner's insurance may be the most important because a house is likely to be the single biggest investment most of us make. The rule of thumb with homeowners insurance is not to skimp. It's important to know what your homeowners insurance covers and what it doesn't.
Every state requires that drivers have some sort of automobile insurance in place. Even if they didn't, it would be sheer madness to drive one inch without some form of protection.
Does anyone depend on you financially? In its most basic form, life insurance covers a person's income. If no spouse, child or parent is depending on your income, then life insurance is optional. If you're married, or there is someone whose well-being depends on what you make for a living, life insurance can prove an essential form of protection.
Nearly 46 million Americans lack health insurance. Make sure you're not one of them. Many employers offer health insurance to employees at group rates.
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