All Central Maine Credit Union Checking Accounts offer the following benefits:
- Free AnyTime Access Online Banking service with digital check images and Microsoft Money download capability
- Free Bill Pay Service
- Free e-Statements
- Free Notary Service
- Free Audio Response
- Free Direct Deposit
- No Annual Fee Debit Card with more than 235 surcharge-free ATM's in Maine
- Interest rate discount on eligible consumer loans with automatic payment from your Central Maine FCU checking
- Dividend premium on eligible Central Maine FCU Share Certificates
Overdraft Protection available:
There is no charge to sign up for Overdraft Protection.
A $3.00 transfer fee will be charged for the payment of each check, as long as there are sufficient funds in the account to cover the payment of the checks.
A notice will be sent once the transfer has been made.
Overdraft fees without Overdraft Protection are $25.00 per check.
NOTICE OF CHANGES IN TEMPORARY NCUA INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA's general share insurance rules.
The term "noninterest-bearing transaction account" includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal ("NOW") account, money-market deposit account, and interest on Lawyers Trust Account ("IOLTA"), even if share drafts may be drawn on the account.
For more information about temporary NCUA insurance coverage of transaction accounts, visit NCUA.gov.